Kunnskapsfilm

Microfinance School > Banking woman

379 visninger

Serie: Microfinance School

  1. Banking the Unbanked

    15:16

    Microfinance institutions are now present in almost every country in the world, and are providing access to financial services to millions of people. In this film we look at typical microfinance tech-nologies and methodologies in three very different countries, but with similar needs. Access to fi-nancial services such as savings, loans and insurance is an important tool to help poor people smooth out the negative effects of little and fluctuating income.

  2. Human Capital

    13:34

    Access to money alone is often not enough to lift people out of poverty. In order to facilitate a social change you need be healthy and you need knowledge. In Human Capital we look at a holistic ap-proach to microfinance. Many microfinance institutions combine financial services with education and health programs with the aim of long-term social change. What are the benefits and what are the disadvantages of such an approach? How do you measure social change?

  3. Banking woman

    13:12

    Microfinance institutions traditionally have targeted women. They have proven to be more reliable debtors and the loans tend to bring more benefit to the whole family. A dollar to a woman is a dol-lar to the whole family, so to speak. In this film we focus on microfinance projects and/or institu-tions targeting women especially. How are these projects different from microfinance that targets both genders? How can access to financial services be an effective tool towards a gender equal soci-ety, both economically and socially?

  4. Best Practise: Miles for smiles

    07:59

    Katherine Kitongo identified a problem in Ugandan markets. The different stalls where often run by single mothers forced to bring their children to work with them. It is a double whammy; the children did not go to school and the mothers could not run their business as effective as they wanted to. Katherine's answer was Miles to Smiles, a daycare center for the children of the women in the mar-ket. And the fees for the daycare center? Katherine set up a loan and savings group for the mothers at the center.

    • 766 ganger avspilt

Beskrivelse

Microfinance institutions traditionally have targeted women. They have proven to be more reliable debtors and the loans tend to bring more benefit to the whole family. A dollar to a woman is a dol-lar to the whole family, so to speak. In this film we focus on microfinance projects and/or institu-tions targeting women especially. How are these projects different from microfinance that targets both genders? How can access to financial services be an effective tool towards a gender equal soci-ety, both economically and socially?

Even though half of the world’s population is women, women and men are positioned differently when it comes to access and control of resources. Women and men are not treated equally, and so is also the case in the rural economy where traditional gender dynamics are present. Men tend to produce crops for cash, while women engage in small animal husbandry, producing food for consumption and small income-generating activities. While women also devote considerable time to assisting men with cash crop production, their labour is viewed as supplemental, as is the income they produce from whatever additional income they bring to the family. Therefore, traditional approaches to rural microfinance bypass women, instead reaching male dominated farmer associations and by providing just one loan per household for the largest income generating activity.

Among numerous other challenges, women also face gender-specific obstacles related to privacy during application processes, which have long impeded their ability to independently receive loans.

Women are traditionally carrying most parts of the work related to the home and raising children. Research shows that increased income for women directly leads to more food on the table and children in school. To develop a world without poverty we cannot afford to leave out half the population.